How Money Works / How money works
- How Money Works
Should you share your finances?
Sharing finances with someone is a big step. Here’s what you need to consider if you’re thinking of opening a joint bank account or applying for credit together.
- How Money Works
Earning money? Here's what you need to know
Get to grips with the how, what and when of getting paid. We explain everything from wages, tips and bonuses to paying national insurance and income tax.
- How Money Works
Student loans explained
Planning to go to university? Then you may want a student loan to cover your tuition fees and maintenance costs. Here’s how student loans work in England and Wales.
- How Money Works
Should you borrow money?
If you’re thinking about borrowing money, here are seven things to consider first, like how much you need, what you can afford, and which lender to use.
- How Money Works
What is a credit score?
Everything you need to know about credit scores, how credit reference agencies calculate them, and how lenders use them to decide whether or not to lend you money.
- How Money Works
What kind of credit should I use?
Credit can be a convenient way to borrow money, and there are many different kinds – from credit cards, overdrafts, loans, hire purchase and conditional sale agreements. Here’s how each one works, and when they can come in useful.
- How Money Works
What is Open Banking?
We explain what Open Banking is, how it works, and what it could mean for you and your money.
- How Money Works
How do card payments work?
We break down what's going on behind the scenes each time you make a payment with your card.
- How Money Works
What to do if your card's been lost or stolen
If your card's been lost or stolen, here's how to cancel your card, order a replacement, and get a refund on any illegal transactions.
- How Money Works
Can I switch bank accounts if I have an overdraft?
Yes! Having an overdraft at your old bank doesn’t stop you from switching accounts through the Current Account Switch Service. But some banks won’t give you the same overdraft with your new account.
