Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
- Pots
We're helping you build a safety net
Build a cash safety net to cover essential bills and costs, just in case you ever need it.
- Technology
What we learned from 43 experiments in 12 months
This blog shares some of the learnings we've had from our experiments in customer help and support over the last year
- Monzo Me
“Why I’m doing a no-spend year to reset my shopping habits”
Jessie, 31, has committed to a no-spend year in 2023. Here, she explains why and how it's going so far.
- How Money Works
How to do a no-spend challenge – without giving up everything you enjoy
A no-spend challenge sounds restrictive but with the right rules in place, it doesn't have to be.
- Fraud
Unexpected message or call from Monzo? Here's how to tell if it's real.
Keeping your money safe and protecting you from fraud is our priority.
- Technology
Sweating the Small Stuff: What do app screens and pedestrian-crossings have in common?
This blog talks about why app screens are like pedestrian crossings, or more specifically, how some subtle tweaks to a user-interface in Monzo's sign-up process has had a surprisingly large impact!
- How Money Works
Inspired by de-influencing? 8 tips for more mindful shopping
De-influencing encourages us to be more conscious of our spending. Here’s how to put the trend in action.
- Monzo Me
Could TikTok’s de-influencing trend actually save you money?
Four people reveal how TikTok's de-influencing trend is impacting their shopping habits.
- Monzo Me
“Overspending to keep up with friends got me in £2k debt – until I started talking about money"
Rachel, 31, lives in South East London and earns £38k a year. Here's how she stopped overspending and started to open up to her partner and friends about money.
- Data
Designing a regional experiment to measure incrementality
This blog post covers the approach for how we designed a regional experiment to measure the incremental impact of our referral scheme on new customer growth.
- Monzo Me
“Why I’ve started building a sinking fund to save for life’s little surprises”
A "sinking fund" helps Rosie plan for surprise expenses outside her budget. Here's how she set one up.
- How Money Works
How to set up a Future You Fund for life's little surprises
A Future You Fund is money outside your budget that goes towards surprises expenses. Here's how to set one up. Your future self will thank you.
- How Money Works
How to manage your money if you’d rather not think about it
If you're short on time and/or energy, try these hacks to reach your money goals with minimal effort.