9 reasons travel is better with Monzo

Spend without fees 🙌

Pay anywhere in any currency, fee-free. We pass Mastercard’s exchange rate directly on to you, without sneaky fees or extra charges.

Take cash out 💸

If Monzo is your main bank account, withdraw unlimited cash for free in the European Economic Area (EEA), and up to £200 per month for free outside the EEA. After that, we’ll charge 3%. Find out more.

Keep your holiday money separate 😎

Put your holiday money into a Pot and keep it apart from your main balance. You can even hide or lock it so you don’t dip into it before you leave.

Grow your holiday money ✈️

Whether you’re a new or existing customer, you’ll always get the best available interest rate, without having to lift a finger. Earn interest on your holiday money with an Instant Access Savings Pot. You can take your money out any time.

No minimum deposit • Interest paid monthly • Ts&Cs apply

No need to tell us you’re abroad 🏝️

We won’t block your card if we see you using it in a different country. Instead, we'll tell you the local exchange rate when you make your first payment in the local currency.

Split costs with pals in seconds 😃

Track how much everyone owes, even with people who don’t have Monzo – all thanks to Shared Tabs. You focus on the good times, we’ll do the maths.

Stay on top of your spending 👌

Categorise your card transactions as ‘holidays’ – then head to Trends to track your spending and check you’re staying on budget.

Sort your travel essentials with Monzo Premium 🎉

Monzo Premium helps you get ready for your next adventure. Enjoy worldwide travel and phone insurance, airport lounge discounts and more in one white metal card. Find out more.

Monzo Premium is £15 per month • 6 months minimum • Must be aged 18-69 • Phone insurance by Assurant with £75 excess • Travel insurance by Zurich, powered by Qover with £50 excess • Ts&Cs apply

Get more time to pay for travel with the Flex card ☀️

Pay for flights, hotels, meals and more with a credit limit you control. It’s interest free every time you pay in 3 monthly payments, or 29% APR representative (variable) if you pay in 6 or 12 monthly payments. Find out more.

Monzo Flex is credit for eligible 18+ year olds • Ts&Cs apply • Consider the cost of credit before a purchase. Missed payments negatively impact credit scores.

Representative example: 29% APR representative (variable). £1200 credit limit. 29% yearly interest (variable).