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Make money easy

Monzo makes managing money as easy as 1-2-3.

1. See it all.

2. Save more.

3. Spend confidently.

Get Monzo today
With Monzo, your money is FDIC insured up to $250,000

See your finances like never before

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All your banks, one app

Control all your accounts and spending from the Monzo app.

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Understand your money

Easily track your income, spending, and savings to know where your money is going.

Save more to meet your goals

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Reach your goals

Keep your savings separate from your balance to reach your goals—whether you’re building an emergency fund, saving for a vacation, or something else!

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Saving made easy

Set aside money automatically from each paycheck, or round up payments to the nearest dollar to save a little – often.

Spend with confidence

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Keep spending on track

Gain peace of mind with instant spending notifications and a balance that’s updated in real time.

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Pay your bills on time

Set aside money for future expenses such as rent or utilities. Then spend with confidence knowing the important stuff is taken care of.

Here's what we don't do

🚫 No foreign exchange conversion fees
🚫 No overdraft fees
🚫 No monthly fees or account minimums
🚫 No ATM fees at 40,000 fee free ATMs

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Safety first

With Monzo, your money is FDIC insured up to $250,000. And you can protect your account with biometrics or PIN. If something goes wrong, get help when you need it with 24/7 customer support.

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Join more than 8 million people with Monzo

Download the Monzo app today to transform how you see, spend, and save your money.

Existing customers can get help via the app

This website is operated by Monzo Inc. Monzo reserves the right to restrict or revoke any and all offers at any time. The Monzo mobile banking app facilitates access to banking services through Sutton Bank, Member FDIC. The Monzo Mastercard Debit Card is issued by Sutton Bank, pursuant to a license from Mastercard International Incorporated. Monzo accounts are FDIC insured up to $250,000 per ownership category, should the bank holding your funds fail. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

© 2023 Monzo, Inc. All rights reserved.