What are the spending limits for accounts?
Our current and joint accounts have the following limits
Using Your Card
Daily card transactions - £10,000 Contactless single tap - £100
ATM Withdrawals
Daily - £400
Outbound
Daily bank transfer - £10,000 Daily to Monzo contacts - £10,000
Inbound
Monthly Monzo.me limit per 30 days - £1,000 Cash deposits every 180 days - £1,000 Top up by bank transfer - Unlimited
Our business accounts have the following limits
Using Your Card
Daily card transactions - £10,000 Contactless single tap - £100
ATM Withdrawals
Daily - £400
Outbound
Daily bank transfer - £25,000 sole trader / £50,000 limited company Daily to Monzo contacts - £10,000
Inbound
Cash deposits every 180 days - £1,000 Top up by bank transfer - Unlimited
You can request a temporary increase to most of these limits in-app.