Switching off your overdraft
You can switch off your overdraft at any time.
Bear in mind you won’t be able to switch your overdraft off if you’re using it at the time. Also, if your credit file's changed since you took out your overdraft, you may not be able to turn it back on after you disable it.
Here's how to switch off your overdraft in the app:
Tap Home in the Monzo app
If you see your account list, tap on the name of the account you need
Tap the Manage tab to the right of your transaction feed
Tap on Manage overdraft and set your overdraft limit to £0
If you'd prefer we removed your overdraft entirely so you can't switch it back on, please get in touch with us in the app:
Tap the Help icon in the menu bar
Search ‘Switching off your overdraft’
Tap Get in touch
