Business banking made easy

Choose a Business Lite account for free, or Business Pro for £5 a month

Banking that works around your business

Get ahead on your finances, so you can get back to running your business.

Tax Pots

Choose a percentage to automatically set aside for tax, every time you’re paid. No more worrying if you've remembered to set aside money every week, and no more shifting around between accounts to see where your money is. Available on Monzo Business Pro.

Get paid

We’ve taken every part of getting paid and put it in your Monzo Business account. Turn hours of admin into a few taps and give your customers simple new ways to pay, including in euros. Payment links available on Monzo Business Lite and Pro, invoices available on Pro.

Mobile and web access

Manage your account from your phone or computer with mobile and web access. Your account’s fully protected, and available wherever you are. Available on Monzo Business Pro and Monzo Business Lite.

Multi-user access

Manage finances with others by adding up to two people to access the account. Available with Monzo Business Pro for limited companies and sole traders.

Integrated accounting

Sync with Xero, FreeAgent, QuickBooks, or export your transactions and statements. Say goodbye to manually uploading statements – automatically share your balance and transactions. Available on Monzo Business Pro.

24/7 customer support

We're right here in the app, 24/7. No need to make an appointment or wonder when you'll hear back. Our award-winning team is here to help whenever you need. Available on Monzo Business Pro and Monzo Business Lite.

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Put your spare money to work earning interest

Use Savings Pots to:

Put your spare money to work, earning 1.60% AER interest (variable) paid monthly with no minimum deposit and a maximum £100,000 balance (Ts&Cs apply)
Automatically set aside money for unplanned business expenses, a big purchase, or to reinvest in your business
Withdraw money instantly when you need it most

More about Savings Pots

Loans for businesses

Eligible sole traders can get a loan up to £25,000. We can only offer you one loan across both your personal and business accounts.

We don’t offer loans to limited companies.

Seeing if you’re eligible won’t leave a mark on your credit file. There are no lengthy forms to fill and no charges for paying us back early.

If you’re eligible, our representative APR for loans of more than £10,000 and up to £25,000 is 16.7% APR. For loans up to £10,000 it’s 29.4% APR

You need to be 18+ to apply. Ts&Cs apply.

Explore sole trader loans

Overdrafts for businesses

Eligible sole traders can get an overdraft up to £2,000. We can only offer you one overdraft across both your Personal and Business accounts.

We don’t offer overdrafts to limited companies.

Seeing if you’re eligible won’t leave a mark on your credit file and we won’t charge you any extra fees for going into your overdraft.

How does our overdraft compare? Our representative APR enables customers to compare the costs associated with the different credit products.

As a representative example, if you use an arranged overdraft of £1,200 for 30 days, with 39.0% EAR/APR (variable), it would cost you £32.94. 39% APR representative (variable)

You need to be 18+ to apply. Ts&Cs apply.

Explore Sole Trader Overdrafts